:root{--navy:#092742;--ink:#123149;--teal:#087e8b;--gold:#b89135;--lime:#a9cf69;--white:#fff;--pale:#f2f7f6}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.7 system-ui,-apple-system,Segoe UI,sans-serif;background:white}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.14}h1{font-size:clamp(2.5rem,5vw,4.8rem);letter-spacing:-.05em;max-width:920px}h2{font-size:clamp(1.8rem,3vw,2.8rem);letter-spacing:-.035em}h3{font-size:1.35rem}a{color:inherit}.wrap{width:min(1120px,calc(100% - 48px));margin:auto}.eyebrow{text-transform:uppercase;letter-spacing:.17em;font-size:.78rem;font-weight:800;color:var(--gold)}header{background:#fff;border-bottom:1px solid #deebea;position:sticky;top:0;z-index:10}header .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:96px}.brand img{width:112px;height:78px;object-fit:contain;display:block}nav{display:flex;align-items:center;gap:26px;font-size:.92rem;font-weight:650}nav a{text-decoration:none}nav a:hover{color:var(--teal)}.button{display:inline-flex;align-items:center;justify-content:center;padding:13px 21px;border-radius:6px;background:var(--teal);color:white;text-decoration:none;font-weight:750;border:2px solid var(--teal)}.button:hover{background:#05616c}.button.outline{background:transparent;border-color:#b9d8d6;color:var(--navy)}.blog-hero{padding:92px 0 86px;background:linear-gradient(135deg,#071e34,#0b3b56);color:white}.blog-hero .eyebrow{color:#f0c879}.blog-hero p{max-width:720px;color:#d4e8e8;font-size:1.2rem}.articles{padding:80px 0 100px;background:var(--pale)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{display:flex;flex-direction:column;background:white;border:1px solid #dce8e8;border-radius:12px;overflow:hidden;box-shadow:0 12px 34px #0d38500a}.stripe{height:10px;background:linear-gradient(90deg,var(--teal),var(--gold))}.card-body{display:flex;flex:1;flex-direction:column;padding:30px}.meta{color:#71838b;font-size:.8rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase}.card h2{font-size:1.55rem;margin:13px 0}.card p{color:#4d6670}.card a{color:var(--teal);font-weight:800;text-decoration:none;margin-top:auto}.card a:hover{text-decoration:underline}.article-hero{padding:72px 0 56px;background:var(--pale);border-bottom:1px solid #dce8e8}.article-hero h1{font-size:clamp(2.35rem,4.8vw,4.4rem);color:var(--navy)}.article-hero p{font-size:1.12rem;color:#526975;max-width:760px}.article{padding:64px 0 90px}.article .content{max-width:760px;margin:auto}.article .lead{font-size:1.3rem;color:var(--navy);font-weight:620}.article h2{margin-top:42px;color:var(--navy)}.article li{margin:10px 0}.article blockquote{margin:35px 0;border-left:4px solid var(--gold);padding:8px 0 8px 24px;font-size:1.3rem;font-weight:650;color:var(--navy)}.article-cta{margin-top:55px;background:var(--navy);color:white;border-radius:12px;padding:34px}.article-cta p{color:#d4e8e8}.article-cta .button{margin-top:8px}.back{display:inline-block;margin-bottom:25px;color:var(--teal);font-weight:750;text-decoration:none}footer{background:#061d32;color:#d4e3e7;padding:35px 0;font-size:.85rem}footer .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}footer a{color:#d4e3e7}a:focus-visible{outline:3px solid var(--lime);outline-offset:3px}@media(max-width:800px){header .wrap{min-height:78px}.brand img{width:85px;height:62px}nav{gap:12px;font-size:.8rem}nav a:nth-child(2){display:none}.grid{grid-template-columns:1fr}.blog-hero{padding:65px 0}.articles{padding:56px 0 72px}}@media(max-width:440px){.wrap{width:min(100% - 32px,1120px)}nav a:not(.button){display:none}.button{padding:10px 12px}}